Terms and Conditions

Definitions

1.Consent

By using the Site and/or making any Purchase, you implicitly and voluntarily agree to act in accordance with, and abide by, these Terms & Conditions, our Privacy Policy, and Disclaimer.

By using the Site and/or making any Purchase, you represent and warrant that you are at least 18 years old. Some Courses, such as Kids Master OCD, are made for a parent or guardian to use with their child. Those Courses must be purchased by a parent or guardian, who agrees to these Terms & Conditions and supervises the child's use. Any other use of, or access to, the Site and its Content by anyone under the age of 18 is unauthorized.

2.Site Rules

By using the Site and/or making any Purchase, you agree not to:

• Abuse or harass any person through or on the Site.
• Post or transmit obscene, offensive, libelous, defamatory, pornographic, or abusive content, or content that infringes our intellectual property rights or those of another person, website, or company.
• Use the Site in any way or for any purpose which violates any law of the United States or the jurisdiction in which you use the Site.
• Post or transmit any spam or unwanted, unsolicited content.
• Post copyrighted materials, photographs, or content which do not belong to you.
• Promote or sell your own content, services, or products through the Site, or those of anyone other than us.
• Copy, download, share, post, or transmit our intellectual property in any way that infringes on our intellectual property rights.
• Hold OCD and Anxiety Online responsible or liable for any actions or inaction, as you are responsible for your own decisions.

3.Disclaimer

By using the Site, you understand that we are acting as an educator and content creator. We are not acting as your therapist or your licensed mental health professional. Please discuss any changes to your lifestyle, medications, or medical or mental health treatment with your physician or qualified professional before making them. Our Content is for informational and educational purposes only and is based on our professional training and experience. Our Content is not a replacement for therapy, does not constitute therapy, and does not create a therapeutic relationship.

4.Not for Emergencies

The Site and its Content are not a crisis or emergency service. If you are in crisis or thinking about harming yourself or someone else, call or text 988 (the Suicide & Crisis Lifeline in the United States), call 911, or go to your nearest emergency room. Outside the United States, contact your local emergency number.

5.Data Sharing with Service Providers

To run the Site and deliver your Courses, we share limited information with service providers who work on our behalf:

• Kajabi hosts the Site, our Courses, and your account.
• Mailchimp sends the emails you signed up for, using your name and email.
• Stripe and PayPal process payments.
• ClickBank credits affiliates for sales they refer.
• Nudgify shows recent-activity pop-ups using a first name, last initial, and country. To opt out, contact us through our contact page.
• Google Analytics shows us how visitors use the Site.
• Meta (Facebook and Instagram) receives visit data from the Meta Pixel so we can show and measure our ads.

We do not sell your name, email address, or other Personal Information. See our Privacy Policy for more details and your choices.

6.Your Consent to These Terms & Conditions

By using this Site, or Purchasing or Downloading from our Site, Courses, Services, and/or Products, you implicitly and voluntarily agree to these Terms & Conditions as stated herein.

7.Changes to These Terms & Conditions

We reserve the right to change, amend, or otherwise alter these Terms & Conditions at any time without notice to you. When changes are made, we will update the "Last Updated" date at the bottom of this page. If you do not agree with these Terms & Conditions, please do not use our Site, read or implement its Content, or Purchase or Download anything from us.

8.Links to Third-Party or External Websites

The Site may contain links to third-party or external websites, usually so you can reach relevant information directly. We are not liable for any information on those websites and are not responsible for how they handle your personal information. You are responsible for reading and agreeing to, or expressing disagreement with, each external website's privacy policy and terms.

9.Errors & Omissions

Every effort is made to provide up-to-date, accurate information on the Site and through our services. However, due to the complexity of the issues we cover, OCD and Anxiety Online does not and cannot warrant, represent, or guarantee that such information is free from errors, accurate, or up-to-date at all times. You should do your own due diligence, research, or consult with a professional to make sure the information you rely on is accurate and up-to-date.

10.Our Limited License to You

If you view, access, or Purchase the Site, Courses, Services, and/or Products, you are considered our Limited Licensee ("Licensee"). As a Licensee, you agree and understand that the Site, Courses, Services, and/or Products were created by us after a significant investment of time, money, education, and work, and that we take their protection seriously.

You may not use the Site, Courses, Services, and/or Products in any manner that is unauthorized, improper, against these Terms & Conditions or our Privacy Policy, or which violates U.S. intellectual property laws unless authorized by us in writing beforehand.

11.Your License to Us

By commenting on the Site, or submitting documents to OCD and Anxiety Online via contact form, email, or social media, you represent that you are the lawful owner of those documents, statements, and/or the information they contain. You grant us a license to use your comments or submissions in any way we see fit as it relates to our business purposes.

12.Purchase & Access Terms

When you use, Purchase, and/or Download from the Site, Courses, Services, and/or Products, you agree not to distribute, copy, forward, and/or share information prohibited by these Terms & Conditions. You also agree to take all necessary steps to make sure you do not accidentally share these materials, including protecting your password to access your Purchase or Download. Any violations will be legally pursued to the fullest extent permitted by law.

13.Intellectual Property Ownership

The Site and its Content are intellectual property solely owned by OCD and Anxiety Online and are protected by United States copyright and trademark laws, as well as state intellectual property laws. Any violations will be legally pursued to the fullest extent permitted by law.

14.No Claims Made Regarding Results

Any current or past client or student testimonials, statements, or examples used by us are examples only. They are not guarantees that you will experience the same results. Each person and their circumstances are unique.

15.No Warranties, Guarantees, or Representations

We do not offer any warranties of any kind regarding the Site, Courses, Services, and/or Products, or your Purchase or Download. They are offered "AS IS" and without warranties of any kind, express or implied, to the extent permitted by law.

16.Education

All courses, blogs, memberships, workshops, worksheets, and videos are educational and are not therapy. OCD and Anxiety Online is not responsible for your mental well-being, physical well-being, or mental status.

17.International Users

The Site is controlled and operated within the United States. If you use the Site from outside the United States, you consent to having your personal data transferred to and processed in the United States, and you are responsible for compliance with applicable laws, including U.S. export laws and regulations. We make no representation that Content, materials, or products on the Site are appropriate or available for use outside the United States, and we may limit the availability of our products and Services to any person, geographic area, or jurisdiction. By using this Site, you agree to comply with all applicable laws and local rules relating to this Site.

If you live outside the United States, you may have consumer rights under the laws of your country that these Terms cannot take away. Nothing in these Terms limits those rights.

18.Your Release of Us

By using the Site or Purchasing, Downloading, or using OCD and Anxiety Online's Courses, Services, and Products, you agree to release and discharge OCD and Anxiety Online, its subsidiaries, employees, agents, contractors, subcontractors, and affiliates from any and all claims, suits, actions, charges, demands, liabilities, damages, judgments, and/or costs, whether known or unknown, to the fullest extent permitted by law.

19.Sharing the Site & Its Content

You must request and receive written permission through our contact page before sharing the Site and its Content for commercial purposes. You may share the Site for personal purposes, but we ask that you link directly to it and give us credit, including for photographs. You may not imply that the Site or its Content are yours, or claim that you are associated with OCD and Anxiety Online.

20.Our Refund Policy

We will do everything within our ability (and within reason) to ensure your satisfaction. Refunds will not be issued after 7 days of purchase. Additionally, if you have completed at least 20% of the course, a refund will not be granted. For those who have selected a payment plan, refunds will not be given. If you have any questions or concerns, or if there is anything we can do to make your experience better, please reach out through our contact page.

21.Arbitration Clause

If you have any complaint or should any issue arise in the use of the Site or OCD and Anxiety Online's Courses, Services, and/or Products, please contact us first through our contact page.

If we are unable to resolve your dispute that way, you agree that you and Nathan Peterson shall submit your dispute to binding arbitration with the American Arbitration Association ("AAA"), before a mutually agreed-upon arbitrator, in accordance with the AAA's rules.

By agreeing to this term, you understand that you are waiving your right to a jury trial in court. Any arbitration hearing shall be held within 30 miles of Allen, Texas.

If the arbitrator issues an award and a judgment is made, the judgment will be binding and will be entered in court in the State of Texas. The only award that can be issued to you is a refund of any payment made to OCD and Anxiety Online for the applicable Product or Service. You are not permitted to seek additional damages, including consequential or punitive damages.

22.Consent to Governing Law

These Terms & Conditions, and any dispute arising out of them, shall be governed by the laws of the State of Texas.

23.Consent to Jurisdiction

You irrevocably consent to the exclusive jurisdiction and venue of any Federal Court in the United States District Court for the District of Texas or a state court located within the State of Texas in connection with any matter arising out of these Terms & Conditions, our Privacy Policy, and Disclaimer, or as a result of your use, Download, or Purchase from the Site, Courses, Services, and/or Products.

24.Consent to Service

You irrevocably agree that process may be served on you in any manner authorized by the laws of the State of Texas, and you waive any objection you might otherwise have to service of process under the laws of the State of Texas.

25.Payment & Purchases

When you Purchase or Download one of our Courses, Services, or Products, you may pay by credit/debit card, PayPal, or Stripe. By doing so, you give OCD and Anxiety Online permission to charge your payment method. You will receive an electronic receipt for your records.

Installment/monthly payments: If you choose the installment or "pay over time" option at checkout, you agree that OCD and Anxiety Online may automatically charge the amount due on the date(s) agreed upon at checkout, without checking with you before each charge.

If your payment method fails or is declined, your access to our Courses, Services, and Products may be paused or canceled. You are still responsible for the full cost of your Purchase.

Chargebacks: If you have a problem with a Purchase, please contact us through our contact page first so we can try to make it right. If a chargeback or payment dispute is filed, we may suspend access to the related Courses, Services, and Products while it is reviewed, and we may provide records of your purchase and use to the payment processor.

Payment processing companies may have different privacy policies and practices than we do, and we are not responsible for them. As with any online purchase, there are circumstances beyond our control which may compromise your payment method, and we are not liable for those circumstances. You release us from any damages related to your payment or our payment processing companies, to the fullest extent permitted by law.

26.Payment Plans & Outside Memberships

A payment plan is a way to pay the full price of one Course in installments. It is not a subscription, so stopping a payment plan does not cancel the amount still owed.

Some memberships, such as our Patreon, are sold and billed on another platform, not on this Site. Billing, renewal, and cancellation for those memberships are handled by that platform under its own terms.

27.Limitation of Liability

To the fullest extent permitted by law, OCD and Anxiety Online is not liable for any damages you receive directly or indirectly from your use, Purchase, or Download from our Site, Courses, Services, and/or Products, including damages due to misuse of (or failure to properly use) information or documents, or any act or failure to act by you. Your sole and exclusive remedy for negligence, failure to perform, or breach by us shall be a refund of the amount paid for the applicable service or product. IN NO EVENT SHALL WE BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES.

28.Defense & Indemnification

You shall indemnify, defend, and hold harmless OCD and Anxiety Online, Nathan Peterson, and all of our shareholders, officers, members, affiliates, contractors, subcontractors, directors, assignees, employees, and licensees from and against all losses, damages, and expenses arising out of any proceeding brought by a third party or by us arising out of your breach of these Terms & Conditions or our Privacy Policy.

29.Termination of Your Use

At our sole discretion, we may terminate your use of or access to the Site, Courses, Services, and/or Products, and Purchases/Downloads if you abuse, violate, or breach these Terms & Conditions, our Privacy Policy, Disclaimer, or any other terms you have agreed to. We may also remove any member from any online monthly membership for any reason, and the account and subscription will be canceled.

30.Memberships/Subscriptions

Any monthly subscription membership, including memberships offered through outside platforms like Patreon, is for educational purposes only and does not create a professional therapeutic relationship. By subscribing, you agree that OCD and Anxiety Online and Nathan Peterson are not liable for any claims, damages, or liabilities arising from your participation in the community or any content posted there. Your name may be visible to other members, and you may use an alias if you prefer. We may remove a subscriber and cancel their account at any time without prior notice, and we may add or remove membership content at any time.

31.Entire Agreement

These Terms & Conditions, our Privacy Policy, and Disclaimer are the entire agreement between you and us with respect to the Site, Courses, Services, and/or Products, and they replace all prior communications and proposals, whether electronic, oral, or written.

32.Severability

If any part of these Terms & Conditions is found illegal, invalid, or unenforceable, that part will not affect the validity or enforceability of the rest.

33.Your Privacy & Security on the Site

Please read our Privacy Policy for how we handle your personal information.

34.Contact

If you have any questions about these Terms & Conditions, please reach out through our contact page.